Do you have time to focus on the Future?
After 27 years in the banking industry including more than 15 years of experience helping and guiding Small and Medium sized Enterprises (SME’s), Steve is now offering a wide and varied range of services to the SME market.
Many SME’s rely upon one or two key individuals but often find that their time is taken up by daily tasks preventing them from focusing on future plans and overall business strategy resulting in the development of the business being put on hold.
Larger business can employ non executive directors to help them in such areas but this can prove expensive. Operating on a consultancy basis, Steve can use his skills and experience to provide a wide range of services and business solutions tailored to each individual client’s business needs and requirements including business banking, planning, sourcing finance, business rate appeals and general management.
In addition, Steve has a network of partners including accountants, solicitors, banks, bridging companies, insolvency firms, Invoice discounters, IFA’s, brokers, asset finance providers, website designers, surveyors, design and builders, all carefully chosen to help your small businesses grow and be protected.
Many businesses dread meeting their bank manager, not knowing what information needs to be provided nor in what format. Why not talk to someone who does know? Steve can also sit on the meeting with you, so you get out what you want, not want the bank wants!
Steve is the business banking consultant for Sefton & Co accountants in Oldham
I am a highly motivated, reliable hard working individual and I pride myself on providing the highest quality of customer service. After college I started work with the Royal Bank of Scotland in 1990. Original as an office junior, I progressed through cashiering, personal adivisor, mortgage advisor, consultant for on line banking, international & sterling payments and finally business relationship manager. In my role as business manager I have dealt with a wide variety of types of business.
Outside of the work environment, I am on the commitee of Uppermill Sports Club and a keen angler and member of Saddleworth Angling Society.
I have been married for 18 years to Kirsty, a practice nurse at Greenfield and Mossley doctors surgery. I have also lived in Uppermill all my life and have a 13 year old daughter at Saddleworth School.
I’ve worked all my life in the Banking Industry and have now become a poacher turned gamekeeper as a self employed independent banking advisor, here to help small businesses with all their banking needs.