Welcome to Your Banking Guru


After 27 years in the banking industry, including more than 15 years as a business relationship manager at the Royal Bank of Scotland, helping and guiding small and medium sized enterprises (SME’s), Steve is now offering a wide range of services to the SME market.

Many SME’s rely upon one or two key individuals but too often find that their time is taken up by daily tasks, preventing them from focusing on future plans and overall business strategy, resulting in the development of the business being put on hold.  Steve’s experience can help your business grow and develop as well as take care of the details of business banking that you just don’t have time to do yourself.

Business bank charges are everyones’ pet hate.  Over time, these can really add up.  Did you know it may be possible to reduce these fees and save your business significant sums of money with Steve’s help?

Business Banking


  • Reduce Fees and interest rates 
  • Better interest rates on savings
  • Independent business banking advisor


Business Funding


  • Helping to arrange Finance
  • Overdrafts
  • Asset Finance
  • Commercial Loans
  • Invoice Finance / Discounting
  • Credit

Product Partners


  • Mortgages – both personal and business
  • Protection – business and personal
  • Worldpay Product Partner
  • Card Machines & Payments
  • Accounting
  • Human Resources / Health & Safety

Other Services


  • Mentoring
  • Business Planning
  • Risk Management
  • Business Analysis
  • Commercial Banking
  • Nurturing